Florida foreclosure help
Stop a Florida foreclosure before the auction.
Florida foreclosures go through court — which often means more time than a non-judicial state, but not unlimited time. Get a no-obligation cash offer from a real person while you can still sell before the sale.
Jackson & Lisa — Meadowroot owners
We're Jackson and Lisa — co-owners of Meadowroot, based in Newton, NC. Real people who buy houses, not a call center.
Tell us about your situation
Takes about a minute. A real person follows up — no obligation, no fees.
Options if you are facing foreclosure in Florida
The practical window is before the auction. Once the sale is confirmed, there is essentially no going back.
Loan modification / reinstatement
Ask your servicer about catching up, reinstating, or modifying the loan. Florida’s court timeline can still give you months — but the earlier you start, the more options you keep.
Short sale
If you owe more than the home is worth, a lender-approved short sale may resolve the debt before auction. Florida also allows deficiency judgments within one year if a sale does not cover what you owe.
Bankruptcy
Bankruptcy can pause foreclosure through the automatic stay, but it is a serious legal step. Talk with a licensed Florida attorney before filing.
Cash sale — how we help
A cash sale can close before the auction, pay off the balance, and stop foreclosure. As-is condition, flexible closing, and a real person walking through next steps. Submit the form above and we will follow up personally.
Use the form above →What to know about Florida foreclosure
Florida is fully judicial. Every foreclosure goes through court. After the federal 120-day pre-foreclosure wait, the lender files a lawsuit and records a Lis Pendens — a public notice that the case is pending. You generally have 20 days to respond after being served.
If there is no response, the court can enter a default judgment and schedule a sale — typically about 20 to 35 days after final judgment. How long the whole process takes depends heavily on the county court and whether the case is contested: anywhere from a few months in a faster, uncontested path to well over a year when the calendar is busy or the case is fought.
Once the sale is confirmed, there is essentially no meaningful post-sale redemption. Florida is not like Michigan or Alabama, where months-long redemption can still be a real option. Any technical window right before the certificate of sale or title is filed is narrow — not a usable months-long rescue. Act before the auction. Florida also allows deficiency judgments within one year if the sale does not cover the debt.
We buy houses in any situation and can work with court timelines — as-is, no fees, and a real person following up.
Florida Foreclosure FAQs
Related situations
Foreclosure is one path. We also help Florida homeowners facing other hard timing problems.
Ready when you are
Same form, same team. No repairs, no fees, no obligation — a cash closing can stop foreclosure by paying off the loan before auction.
Process note: Florida foreclosure is fully judicial. Response deadlines, sale timing, and overall length depend on service of process, whether the case is contested, and the county court’s calendar.
This page is general information about the Florida foreclosure process, not legal advice. Laws and timelines can change, and your facts may differ. Consult a licensed Florida attorney or a HUD-approved housing counselor about your situation.